| Wednesday, January 31, 2007 |
| Taking Money Issues for a Test Drive |
 So if you could "test drive" marriage, would you have ended up with the same car? I would, however I think I would have chosen the fully loaded options ... it seems as though when the finances went down, so did conversation, companionship, family time and pretty much the relationship. how do make your loved one realize that yeah were flat broke, but if you keep pushing everyone away the ones that do care, you will continue to get nowhere, and even faster. oh and be alone when you get there. Yes it talkes money to live and provide for your family, but with out the family, that money will do nothing for you! His words "if you cant pay the bills then nothing else will matter anyway". any advice other than smacking him up side the head would be great, that didn't work anyway. - Mrs. Froggy
Dear Mrs. Froggy: Many marriages end due to money problems and many businesses have closed their doors due to financial issues as well. Since we're only one month into the New Year may I suggest that you set aside a few quiet hours this weekend, sit down and write out a "Family Plan" together.
Just like a business, begin with a planning a budget. Calculate your monthly household expenses and see if you both currently make enough to cover these. Discuss together some fun and creative ways to save on some expenses and ways to make money. For example, instead of ordering Pizza in on Friday nights - you could buy 2 Large Frozen Pizzas and save $15.00. Instead of buying Lotto tickets, buy only one and tuck away another dollar in an old empty coffee can to save.
Start small and think small. Don't overwhelm one another with huge financial expectations right away. Your first goal is to be able to handle the necessities you have to deal with, catch up on bills you're behind in and get a little savings going. If all goes as planned, by this time next year you'll be caught up and on a good footing towards bigger goals.
Don't worry if your husband is a dreamer, we all have dreams. If there is a dream - there is hope! Discuss and share your dreams together. Plan ways to start making them come true. It may take a few years , but trust me... years go by very quickly.
My advice - PLAN - then grow one breath and one penny at a time. Couples can grow together and sadly, sometimes grow apart. I can't promise you that the latter won't happen. It does as it had happened to me in my last marriage, but I turned out just fine. Give it your best, believe and encourage one another. Most importantly give yourself some room for individual growth. |
Stumble It!
.......posted by Margaret @ 3:44 AM   |
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| 4 Comments: |
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Very good advice. Most people won't follow it. My experience is that most people just spend and don't think of the relationship of the spending to the earning until the money runds out. then they fret, fume, and blame.
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Hi Margaret!
Very smart post. Your advice about PLAN is the best!
Wishing you
happy, healthy and wealthy year!
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I think the downfall of many relationships is big ego coupled with lack of or poor communications. Some people don't know how to communicate well; and others are too "proud" to "give in" and start dialogue.
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Very good advice. Most people won't follow it. My experience is that most people just spend and don't think of the relationship of the spending to the earning until the money runds out. then they fret, fume, and blame.